I am currently medically insured through my husband's company, my new job offers free insurance.?

I had the same problem...there is no point in having two insurance providers. You really have to compare the two options , weigh the pros and cons of each and decide which is better. If you are on your husbands plan and have the option of going to a free you may want to do that because then your husband can move down to the individual plan rather than the family (that is if you dont have any kids). Then he would be paying less per month and you would not be paying anything.